Celebrating my birthday with 2 dozen roses (thank Celebrating my birthday with 2 dozen roses (thank you Kyle šŸ˜), a chantilly king cake, gingham and family šŸ„°ā¤ļøšŸ„³ No better way to celebrate if you were to ask me! Last birthday in this house, and it feels crazy to say that! 
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šŸ›Shop my daily looks by following me on the @liketoknow.it  app http://liketk.it/36OCY 
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 #liketkit #LTKunder50 #targetstyle #gingham #shirredtop #loft #loftimist #smocked #poplin #highwaistedjeans #momstyle #affordablestyle #targetfinds #momstyleblogger #momstylelife #louisianablogger #loftstyle #bouqslove
Getting things done around here šŸ’ŖšŸ» Got our a Getting things done around here šŸ’ŖšŸ» Got our appliances, kitchen/bath, and cabinets picked out for house. Next up, finish moving into this rental and picking out brick and floors! How are y’all doing with getting things done? Any plans this weekend? 

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 Shop my daily looks by following me on the @liketoknow.it  app http://liketk.it/36ATq 

 #liketkit #LTKunder50 #LTKcurves #LTKshoecrush #loft #loftimist #combatboots #targetstyle #target #widelegpants #strippedtee #justfab #highwaisted
Love is in the air...we’ll sort of šŸ˜šŸ˜† This Love is in the air...we’ll sort of šŸ˜šŸ˜† This week is the perfect week to make sure you are loving one another. In the words of Martin Luther King, Jr. ā€˜Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.’ We must make a point to drive out hate with LOVE. I have a new Valentine’s craft up on the blog: Valentine’s Foam Fortune Cookies Valentines. Even includes a printable for those Valentine’s Day card goodies ā¤ļø 
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#mlkquotes #mlkjr #loveisintheair #loveoneanother #lovenothate #valentinesdaygift #valentinesdaycards #valentinesdaycrafts #dollartree #dollartreefinds #amazonfashion #amazonfinds
Well, we officially made it to 2021! [sponsored] W Well, we officially made it to 2021! [sponsored] We have so many things to look forward to in the new year as well as having new goals in place. With us moving out of our current home in the next few weeks and in the process of building our new home, financial wellness is one of my key goals this year. Thanks to great resources like @lexingtonlaw , we can have more insight and control over our credit score when it comes to financial decisions like a home mortgage. Lexington Law is there to help you along the way when it comes to your credit. Learn more on my blog post and stay on top of your credit with help from the team at Lexington Law! Link in bio. #LexingtonLiberates 
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#creditrepairservices #momlife #motherhoodunplugged #louisianablogger #creditscore #creditrestoration #credittips #savingmoney #wealthymindset #wealthymindset #savingschallenge #savingmoneytips #budgeting #budgeting
Who is with me on those easy and quick meal for du Who is with me on those easy and quick meal for during the busy week? Well I have an awesome recipe for y’all: Crock Pot Hatch Chile Chicken. It is so good and easy! So many options with this recipe šŸ˜‹  #cookingwithclaircook 
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#crockpotrecipes #crockpot #crockpotmeals #crockpotcooking #shreddedchicken #hatchchile #inthekitchen #mealprepideas #recipevideo #recipeshare #walmartfinds #stubbsbbq #momsofinsta #ltkit #louisianablogger
Looks like we found our rental!#fableticspartner W Looks like we found our rental!#fableticspartner We lucked out and found one in the exact neighborhood we are building in 🤩 Started the cleaning process today, and felt like wearing my new @fabletics set. It is absolutely MAGICAL...from the iridescent shine, the uplifting fit, and the style of the sports bra. Such a great set. I am calling it my šŸ¦„ set. ✨At Fabletics, you can get ANY 2 bottoms for $24, 50% off the rest of your order, & free shipping when you join VIP. I can’t forget to mention that Fabletics will be dropping brand new styles EVERY Thursday. So keep checking back ✨Link in bio!#MyFabletics, #MoveInFabletics
#Ad We were more than excited to ring in the New Y #Ad We were more than excited to ring in the New Year! Thanks to @tridentgum from @walmart for making it easy and more enjoyable with their Trident Singles and Trident Pocket Packs. Click here bit.ly/35mRfJ3 for BOGO offers on Trident Singles and Trident Pocket Packs! No better way to 'chew' your way into the New Year than with this Trident gum from Walmart. How are you making the most of the New Year? Check out my stories as well as the link above to grab this offer! #makeyourpockethappy #trident #NewYouNewChew
ā€˜What’s the worst thing that can happen? If it ā€˜What’s the worst thing that can happen? If it doesn’t go well, I can put on my big girl panties, deal with it and move on.’ -Halle Berry #WarnersPartner  I am all about comfort and getting things done these days ā¤ļø What’s underneath ALWAYS matters. Just depends on how you look at it. @warnersbras 
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#WarnersWomen #wednesdaymood #lingerielove #lingeriefashion #lingerieshoot #momlife #momstyles #momstylelife #affordablestyle #louisianablogger #ltkit #ltkcurves
Not better way to celebrate Valentine’s Day than Not better way to celebrate Valentine’s Day than with some sweets or with this sassā¤ļø These 3 Ingredient (4 if you include frosting) are not only easy, but delicious! I mean, check out the cool breeze in the photo next to me šŸ˜Žā¤ļø as well as the recipe up on the blog 
#cookingwithclaircook 
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#cookiebars #cookiebar #pillsbury #pillsburybaking #pillsburydoughboy #valentinescookies #valentinestreats #cookingvideos #cookingwithkids #bakingtherapy #bakingwithkids
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Momlife, Motherhood Tip & Tricks · July 2, 2020

Credit Repair and Putting Family First

This post is sponsored by Lexington Law but the content and opinions expressed here are my own

Did you ever contemplate your credit while growing up? Did you consider the harm you could be doing your credit during those college years when you applied for those credit cards you thought were necessary for survival? I never once gave it a second thought. It wasn’t until I was thinking about applying for a car loan that it all came crashing down. My credit was not where I wanted it to be starting out life as an adult. Even more so when it came to raising a family.

Lexington Law Flat Lay

Card and credit on the line.

Growing up I never truly thought about the importance of credit. I started working part-time in high school as a lifeguard. I saved my money as necessary, but found myself spending it on going to the movies, makeup and other things a high school girl thinks she needs. I continued to work part-time in college. With having to pay for rent, groceries, school supplies, and extracurricular things, I applied for a credit card. I didn’t consider how credit cards can hurt your credit down the road if they aren’t used responsibly.

Lexington Law Research

I made sure to pay the note every month, but never once did I completely clear my card balance. I was still paying it every month. That is good enough, right? Wrong. It wasn’t until finishing my college career that I learned the real importance of credit.

The Importance of Credit and Credit Repair.

What exactly is credit? Credit is the borrowing of money you need to make purchases. When you are borrowing money through credit, you are normally agreeing to pay back the lender the amount you borrowed/spent, plus interest. Then there is your credit report which is a compilation of all the loans reported to a credit bureau, that you currently have or have had in the past.Thus a summary of all those credit lines. So what is the big deal of credit and your credit report?

Lexington Law Car Photo

I asked myself this same thing when it came to applying for a car loan. I learned real quick that lenders were going to base my approval of a loan on whether or not my credit report was good or not. They aren’t going to want to lend money to someone who appears to borrow a lot of money and never successfully pay it all off. Go back to my college days of only paying the minimum payment on those credit cards. No good for this girl’s credit report. Remember that car loan I mentioned earlier? I was unable to apply without a co-signer due to my credit. Now enter in Lexington Law to help me repair that credit for future purchases.

Home Loan

Lexington Law to kickstart your credit repair efforts.

Lexington Law is a consumer advocacy law firm with over a decade of experience helping hundreds of thousands of Americans take steps to improve their credit. According to BadCredit.org, Lexington Law is a #1 ranked credit repair company that provides free credit consultations and credit repair assistance.

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Credit Repair.

What exactly is credit repair? Credit repair is the process of identifying and addressing unfair, inaccurate or unsubstantiated negative items on a consumer’s credit report. With Lexington Law’s proven process, they have helped hundreds of thousands of people work to repair their credit every year. This is all done by analyzing the consumer’s credit report, addressing the issues at hand by challenging the issues with the bureaus and their creditors monthly, and accelerating by keeping the process going to help their clients reach their credit goals.

Lexington Law Process
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The skilled team of certified lawyers and paralegals at Lexington Law will leverage the law for your credit!

Easy to put family first when you have Lexington Law.

The last thing you want to worry about when starting a family is your credit report. You want to be financially stable and able to provide for without doubts and worry. I am thankful to have gotten my credit straight before having kids. My husband and I were able to purchase a home and own our vehicles. We know that if anything were to happen unplanned, we have the available credit for emergency purposes.

Lexington Law Family Photo

Knowing what I know now, I will be teaching my kids the importance of money and credit. It is never too early to teach your children financial responsibilities. If you have any doubts, concerns, or questions in regard to your credit, let the staff at Lexington Law help. They offer so much knowledge at your fingertips Remember, your credit is not written in stone!

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Credit Repair and Putting Family First

**Lexington Law Disclaimer

In: Momlife, Motherhood Tip & Tricks · Tagged: Credit Repair, Lexington Law

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Comments

  1. Melanie Frost says

    July 6, 2020 at 11:37 pm

    Fortunately, I have great credit but it has taken a lot of work. It’s such an important thing to teach our kids too, so kudos to you for teaching them young! We have put our 9-year-old son on our credit card too to get him started on the right path. (He doesn’t know this though – so shh, don’t tell him :D)

  2. Tisha says

    July 7, 2020 at 1:01 am

    This is great and something to definitely check out. Credit is such a tricky thing sometimes.

  3. Steph says

    July 7, 2020 at 3:29 am

    I think all highschool and college age kids should read this!! Great tips and advice.

  4. Ebony F. says

    July 7, 2020 at 5:32 am

    Good Credit is so important. I’m glad that I finally got serious about mine and raised my score tremendously.

  5. Lisa Favre says

    July 7, 2020 at 12:03 pm

    This is so important for families everywhere. Good credit is key, for so many aspects in life!

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